Buy or Keep Renting?
Should You Buy or Keep Renting?
Next Steps
Benson Crew
Real Estate Team
Sukhjinder Singh
Sales Representative
Jake Stern
Broker
Braydon Bibby
Realtor
Janette Pace
Sales Representative
Austin Kachmarski
Realtor
Nicole Werkman
Expert Real Estate Advisor
Michelle Champagne
Broker
Blake Berfelz
Partner/Expert Real Estate Advisor
Scott Benson
Sales Representative
Joshua Rose
Sales Representative
Matt Allman
Sales Representative
Jeff Webber
Broker
Danielle Grant
REALTOR®
Carson Campbell
Sales Representative
Paul Butchereit
Sales Representative
Jessica Pocrnic
Sales Representative
Chris Chopite
Real Estate Advisor
Ryan Whitney
Sales Representative
Ryan Campbell
Broker/Founder
Stephanie Mycyk
Expert Real Estate Advisor
Zoe McFadden
Expert Real Estate Advisor
Suzan Oster
Broker
Suhreta Kovac
REALTOR®
Jaime Telfer
Real Estate Advisor
Katlyn Bell
Sales Representative
Megan Hoefnagels-Glasgow
Realtor
Jordon Franco
REALTOR®
Roland Ross
Expert Real Estate Advisor
Meagan Anderson
Sales Representative
Jaskirat Singh
Sales Representative
Mustafa Sherzaee
Sales Representative
Saim Khan
Sales Representative
Joshua Wall
Sales Representative
Mohsin Lakhani
Real Estate Advisor
Albert Resendes
Expert Real Estate Advisor
Wesley Cousineau
Expert Real Estate Advisor
Tanner Marsh
Marketing
Nadia Juhasz
Expert Real Estate Advisor
Nick Bergmann
Partner/Expert Real Estate Advisor
Neil Maxwell
Sales Representative
Cor Van Gaalen
Real Estate Advisor
Heidi Noel
Broker
Micah Munro
Realtor
Shannon Stark
Sales Representative
Jeff Meiusi
Salesperson
Christina Cochrane
Sales Representative
Steve Zahnd
Owner/Broker
Andrew Courson
Expert Real Estate Advisor
Angelo Ricci
Sales Representative
Reilly Mitchell
Sales Representative
Jeff Thibodeau
Broker
Kim Jones
Expert Real Estate Advisor
John Van Buskirk
Sales Representative
Tara Snow
Sales Representative
James Sebastian-Scott
Sales Representative
The buy vs rent decision isn’t just emotional—it’s math, timeline, and lifestyle. In the GTA and Southern Ontario, higher rates and a softer market make it even more important to compare the true monthly costs and your 3–5 year plan.
Renting gives flexibility and predictable short-term costs, but it doesn’t build equity. Buying has upfront expenses (down payment, closing costs) and ongoing costs (taxes, insurance, maintenance), but it converts part of your monthly payment into long-term ownership. A helpful starting question is: do you expect to stay put for at least 3–5 years?
Financially, compare apples to apples. Don’t only compare rent to mortgage principal-and-interest—include property tax, insurance, and a maintenance budget. In today’s market, the mortgage payment can be higher than rent, but ownership also includes forced savings (principal paydown) and potential long-term appreciation.
Buying also changes your financial habits: you get purchase-ready—credit cleanup, savings plan, and pre-approval. Even if you don’t buy immediately, building that readiness gives you options when the right home and price show up.
The decision is personal, but it should be actionable. If you want, we can run a simple “rent vs buy” analysis based on your rent, savings, and realistic purchase price range—so you can choose the move that fits your life and your finances.
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Ready to make your
next move?
I've spent the years helping families across Southern Ontario buy and sell with confidence. Whether you're ready to list, quietly curious what your home is worth, or just starting to think about the next chapter — I'll give you straight numbers and honest advice, with no pressure to do anything about it.
